As the temperature rises and the days get longer, the idea of finally breaking ground on your big home improvement plans gets increasingly appealing. But beyond enhancing the look and feel of your home, how can these projects also improve its market value? Let’s explore some of the most common and most impactful home improvements you should consider.

Kitchen Remodel

A kitchen remodel can be one of the best investments, since kitchens tend to be one of the most “central” of the rooms buyers consider when looking at a house for sale. From upgrading your countertops to buying new energy-efficient appliances, or knocking out walls to reconfigure the layout, upgrading your kitchen can add value by enhancing its functionality.

Bathroom Remodel

Upgrading your bathroom is one of the best ways to bring value to your home. Key projects could include installing water-efficient options, updating your fixtures, and retiling your floors and/or walls. Even higher returns can be had by adding luxurious touches like a double sink, installing a walk-in shower, or heated floors to appeal to possible buyers in the future.

Additional Living Space

Additional square footage can be one of the most direct ways to increase a home’s appraised value and catch buyers’ eyes. These projects can include finishing a basement, converting an attic, or adding a bedroom. All are impactful ways to increase your home’s reportable square footage. Keep your budget in mind though since these projects also can be the most expensive on our list.

Exterior Improvement

Improving your home’s exterior features isn’t just a boost to its first impressions. Gaining curb appeal can increase both your home’s aesthetics and its value. Visual upgrades such as adding fresh landscaping, getting a new front door, or giving the whole house a fresh coat of paint can be valuable. While replacing your siding or updating your garage door can give you resell value and improve its energy efficiency.

Need Funding? Pay Attention to Promotional Terms

If you’re inspired by these ideas, but need some funds to kick them off, you might be tempted to just choose a loan with the lowest advertised interest rate. However, the lowest posted interest rate might not actually be the best value. Check the fine print, some “low” rates only apply for an introductory period (typically 6 to 12 months) before adjusting to a higher standard rate. If you don’t pay off the loan in those 6 to 12 months, you could end up paying more overall than you would with a slightly higher rate that’s fixed for the entire loan term.

If you’re ready to start a new home project, apply for Bellco’s limited time 90 Year Anniversary offer of a whole term fixed rate as low as 5.90% APR on a new Home Equity ChoiceLine advance of $20,000.00 or more*. For more information visit Bellco.org/90Years or stop by any Bellco branch.  Bellco is an Equal Housing Opportunity Lender.

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_{*LIMITED–TIME OFFER. The 5.90% APR for the fixed rate promotion is available to anyone that 1) qualifies and advances at least $20,000.00 from the available line of credit at the time the Fixed Rate Subaccount is opened and 2) submits a loan application or loan advance request via online or at any of Bellco’s branch locations beginning on July 20, 2026 and no later than August 31, 2026. Conditions and restrictions, including those related to CLTV and credit score, apply. For full details about ChoiceLine go to Bellco.org/ChoiceLine. If you don’t qualify for the promotional rate, the APR for fixed-rate advances will be set using the fixed rate Bellco is offering at the time you fix the rate based on your credit score, combined loan to value, and lien position at the time the loan is closed. This fixed rate will be in effect for the whole term of the applicable Fixed-Rate Subaccount, which cannot exceed the remaining term of the loan. Variable Annual Percentage Rate (APR) for well-qualified borrowers as of June 1, 2026 is 6.75%, which is subject to change without notice. Maximum APR for variable rate advance is 21%. Variable rate may change after account opening. Property must be insured, owner occupied (primary or secondary) and located in Colorado. This offer can end at any time. Membership eligibility required. All loans are subject to approval.}

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